COI Policy

Conflict of Interest Policy

At Quoin Wealth (Pty) Ltd, we are committed to acting professionally, ethically, and transparently in all our dealings. This includes identifying, disclosing, and managing any conflicts of interest to ensure our clients receive fair and unbiased financial advice.

What is a Conflict of Interest?

A conflict of interest arises when an actual or potential interest could influence the way we provide financial services, or prevent us from acting in your best interest. This can include financial interests, ownership interests, or relationships with third parties.

How We Manage Conflicts of Interest

We follow a clear process to protect our clients:

• Identify: We actively look for situations that could create a conflict.
• Report: Employees must report actual or potential conflicts to management.
• Manage: Conflicts are avoided where possible; otherwise, we mitigate and monitor them.
• Disclose: Any relevant conflicts are disclosed to clients promptly.

Our Independence

• Quoin Wealth and our representatives do not hold ownership interests in product providers that could influence our advice.
• No product provider holds an interest in our company that could affect impartial service.
• We maintain independence in all relationships to ensure unbiased financial guidance.

Who is Responsible?

• Board of Directors: Oversees policy compliance and reviews procedures regularly.
• Management & Conflicts Officer: Implements procedures, trains staff, and monitors conflicts.
• Employees: Must report conflicts promptly; failure to do so may lead to disciplinary action.
• Compliance: Ensures the policy is followed and addresses any non-compliance issues.

Policy Review

Our Conflict of Interest Policy is reviewed at least annually to ensure it remains effective and aligned with regulatory requirements.

A full copy of our Conflict of Interest Policy is available upon request at info@quoin.co.za or 021 417 8756.